Banking & Finance

RBI ECB Framework
20. 03
2026
By

The RBI’s 2026 Overhaul of Borrowing and Lending Rules Under FEMA: What Businesses Need to Know

Date of Notification: February 9, 2026 Effective From: February 16, 2026 (on publication in the Official Gazette) Official Notification: rbi.org.in Overview The Reserve Bank of India (RBI) has notified the Foreign Exchange Management (Borrowing and Lending) (First Amendment) Regulations, 2026, revising the earlier Foreign Exchange Management (Borrowing and Lending) Regulations, 2018. The changes form part of the RBI’s continued effort […]
Read More
Union Budget 2026–27
03. 02
2026
By

Union Budget 2026–27 : Charting India’s Path to Inclusive Growth

The Union Budget 2026–27, presented by Finance Minister Nirmala Sitharaman at Kartavya Bhawan, is a carefully structured document that reflects the government’s vision of Viksit Bharat. Anchored in three guiding duties i.e., accelerating growth, building capacity, and ensuring inclusive development. The budget seeks to balance fiscal responsibility with transformative initiatives that touch every sector of […]
Read More
RBI Acquisition Finance Guidelines 2025 Explained
20. 12
2025
By

Reserve Bank of India’s Draft Directions Governing Acquisition Finance by Commercial Banks: A Paradigm Shift in India’s Capital Market Regulatory Framework

I. Introduction The Reserve Bank of India (RBI) released the Draft Reserve Bank of India (Commercial Banks – Capital Market Exposure) Directions, 2025 on October 24, 2025, representing a watershed moment in India’s acquisition financing landscape [1]. This follows the RBI Governor’s announcement on October 1, 2025, in the Statement on Developmental and Regulatory Policies, […]
Read More
Negotiable Instruments Act
13. 11
2025
By

Section 138 of the Negotiable Instruments Act, 1881: A Comprehensive Legal Analysis

Introduction The increasing reliance on cheques as a mode of financial transaction in business and personal dealings necessitated a robust legal framework to ensure accountability and prevent fraud. Section 138 of the Negotiable Instruments Act, 1881 (“NI Act”), introduced through the 1988 amendment, was an important step in addressing the widespread issue of cheque dishonour […]
Read More
NBFC CIC Classification Issue
08. 09
2025
By

NBFC/CIC classification issue

Introduction Non-Banking Financial Companies (NBFCs) and Core Investment Companies (CICs) have an integral position in the financial system of India, especially in bridging the credit gap in underserved and unbanked areas for the development of the country as a whole. During the initial days NBFC’s were fragmented and informally governed, but now they have evolved […]
Read More
Debt Securities
30. 07
2025
By

ESG framework for Debt Securities

The Securities and Exchange Board of India (“SEBI”) released a circular on 5th July laying down a comprehensive framework for ESG Debt Securities (other than green debt securities). The aim of SEBI is to bolster credibility, enhance transparency, and ensure that the standards followed by Indian companies align with international benchmarks. The regulatory framework governing […]
Read More
SARFAESI Act
13. 07
2025
By

Interplay Between Civil Court Jurisdiction And SARFAESI Remedies: Analysing The Judicial Bar Under Sections 34 And 17 And The Due Diligence Obligations Of Banks

The primary objective of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI ACT), as deduced from its Preamble, is to promote the financial health of banks and financial institutions by enabling them to recover non-performing assets (NPAs) quickly and efficiently. By empowering secured creditors to enforce their security […]
Read More
SEBI Algo Trading Regulations 2025
28. 03
2025
By ,

SEBI’s New Algo Trading Regulations: A Game-Changer for Retail Investors

Algorithmic trading has revolutionized financial markets, offering unparalleled execution speed and efficiency. However, with its rapid growth, concerns around transparency, accountability, and security have emerged. To address these issues, the Securities and Exchange Board of India (SEBI) has introduced a comprehensive regulatory framework aimed at safeguarding retail investors while fostering a fair-trading environment. In this […]
Read More
Understanding Director Liability in Cheque Bounce Cases under the Negotiable Instruments Act
24. 03
2025
By

Understanding Director Liability in Cheque Bounce Cases under the Negotiable Instruments Act

Amongst the pending disputes in commercial and financial dealings, cheque bounce cases have emerged as a significant legal concern. Cheques are commonly used as a mode of payment to settle financial obligations, but disputes arise when a cheque issued for the discharge of a debt or liability gets dishonoured due to insufficient funds, signature mismatch, […]
Read More

+91 9643106874

DISCLAIMER

The Bar Council of India does not permit advertisement or solicitation by advocates. By accessing this website (https://www.maheshwariandco.com/), you acknowledge and confirm that you are seeking information relating to Maheshwari & Co., Advocates and Legal Consultants (hereinafter referred to as “Maheshwari & Co.”), of your own accord and that there has been no form of solicitation, advertisement, or inducement by Maheshwari & Co., or its members.The content of this website is for informational purposes only and should not be interpreted as soliciting or advertising. No material/information provided on this website should be construed as legal advice. Maheshwari & Co. shall not be liable for the consequences of any action taken by relying on the material/information provided on this website.

I accept the above